Terms

Terms of use

Susman Insurance Agency, licensed in California (License 0B75129), runs this website. It furnishes broad-based information on term life insurance and a quoting utility that outputs carrier estimates according to your responses.

Quotes are estimates for comparison only. Prices displayed originate from carriers for your selected rate class and serve solely as reference points. They do not constitute an insurance offer, a locked-in price, or a commitment of coverage. The underwriting process determines your ultimate premium, final class, and eligibility; the written policy text is binding.

No insurance is activated through this website. A quote request, an application form, or a contact inquiry does not initiate coverage. Coverage is created solely when a carrier issues a policy in writing, it is formally approved, and the first premium is paid.

Availability. Product offerings, carrier participation, and rates are state- and person-specific and may shift without advance notice. Quotes displayed here apply to California residents.

Information. Articles and guides on this website are broad-stroke educational content, not legal, tax, or investment counsel. Verify any material detail with a qualified specialist.

Third-party platform. The application page includes a separate, secure service provided by an outside vendor operating under its independent terms and conditions.